Susan Fung's Blog
If you plan to list your house in the foreseeable future, you should do everything possible to differentiate your residence from the competition. That way, you can show homebuyers exactly what your house has to offer and increase the likelihood of a fast, profitable home sale.
Now, let's take a look at three tips to help you optimize your home's potential.
1. Boost Your House's Curb Appeal
Your house's curb appeal may dictate how quickly your residence sells. If you allocate time and resources to transform your home's exterior from drab to fab, you may be able to reap the benefits of a speedy home sale.
Mow the lawn, trim the hedges and perform other home exterior upgrades. By doing so, you can take your house's curb appeal to new heights.
Also, if you need assistance with home exterior projects, you can reach out to local home improvement professionals. Contractors are available in cities and towns nationwide, and these professionals can help you enhance your house's curb appeal in no time at all.
2. Remove Clutter
Clutter is an eyesore that home sellers need to eliminate. Because if your home is overloaded with antiques, decorations and other items, it may be tough for homebuyers to envision what life may be like if they purchase your residence.
If you own lots of items but want to keep these belongings, there is no need to worry. You can always rent a storage unit where you can store various items until your house sells. Or, you can contact family members and friends to find out if they can store some of your belongings for the time being.
On the other hand, if you want to get rid of assorted items, you can host a yard sale or sell items online. This will enable you to simultaneously remove clutter from your house and earn extra cash.
3. Conduct a Home Inspection
Identifying home problems sometimes can be difficult. Luckily, home inspectors are available who can analyze your residence and offer valuable property insights.
Typically, a home inspector will review your residence over the course of a few hours. The inspector then will provide you with an inspection report that details his or her findings. If you analyze the inspection report closely, you can gain comprehensive insights into your house's strengths and weaknesses and prioritize home improvements.
If you need help finding a home inspector or completing other home selling tasks, you may want to hire a real estate agent as well. A real estate agent will help you revamp your house both inside and out and ensure your residence stands out to property buyers. Perhaps best of all, a real estate agent is happy to respond to any of your home selling concerns and questions, at any time.
Maximize your house's potential – use the aforementioned tips, and you can update your residence and differentiate your home from the competition.
When you’re prepping your home to sell, your “to do” list can get quite long, quite quickly. Which projects do you really need to tackle before listing, and which are best left undone? Talking to your real estate agent is a good first step, but this guide will also give you the lowdown on what to do, and what to ignore.
Fix Windows and Doors
People do notice if doors aren’t opening properly or windows look a little drafty, and it can be enough to turn them away from the property. These issues are also highly visible. If you ignore them, they can make buyers wonder what other maintenance you’ve put off.
Paint the Walls
A fresh coat of neutral paint does much to freshen and clean the look of your home. It helps buyers picture themselves in the property, and doesn’t cost a lot to do. While painting, repair any drywall problems you see to give the home a ready-to-move-in look.
Electrical Panel Repairs
Your electrical panel and circuit breakers need to meet current building codes. Electrical problems will show up on inspection and can delay the sale of your home, so you might as well fix them before listing instead of after. If you have an older home, call an electrician to see if you need any updates.
Fix Damaged Flooring
Floors in poor condition are a major turn-off to buyers. Install new flooring, even if it’s a cheap type, and your home will look much more inviting. If you are lucky enough to have hardwoods, have them refinished so the home will shine.
Address Water Stains
Water stains are a huge red flag, because buyers will assume you have a water problem or mold is hiding behind the stains. Even if you addressed the water problem successfully, be sure to clear the stains, too.
Skip These Repairs
You may have heard that remodeling the kitchen or bath is an important thing to do before selling, but it is less important than you might think. Research has found that the return on a bathroom remodel in an average home is only 67.2 percent. Kitchens return only 62.1 percent. Make your kitchen and bath look as good as you can, repair anything that is actually broken, but don’t tackle a major remodel.
Another project to skip is adding a sunroom. Sunrooms are difficult to maintain, and many buyers don’t want one.
Prepping your home to sell takes time, effort, and thought. With these tips, you can spend that energy where it will make the most difference, and skip those tasks that will take up too much money or have minimal impact on your home’s value.
Bad credit history can get in the way of getting approved for a loan. It may seem like a stretch to try and get lousy credit away from your credit score, but it is possible.
The 5 ways to get rid of bad credit
1. You should take note of the delinquency date. Credit bureaus often update on the years of delinquency. However, some credit bureaus are also not as open as they would like them to be and they are not as up to date. If you are in a bad credit situation, you should take note of the delinquency date to help you compute for the right period of the seven-year credit report clock.
2. Confirm the delinquency date of sold off debt. In layman’s terms, we call this one the balance transfer. The seven-year credit report clock begins on the day of the actual delinquency from the original creditor and not any other date. If you see a new time that is later the original one, you can report it.
3. Get all of the reports and find out what you are missing. You need to know the stories that give you a bad credit rating and what aspects they have factored in to provide you with that rating. Once you find out which one of the credit entities is listing the bad debt, you can contact them and dispute the debt that you think should no longer be in your account. So you can find out how to contact them, your credit report will include contact information of the bureau and instructions on how you can file for a dispute.
4. Send a letter to the authorities such as the reporting creditor and the credit bureaus. Let them know about your concern and make a request on how they can facilitate o removal of bad credit.
5. Contact a professional. You should contact a professional who can help you with the situation. It can be hard to understand the Fair Credit Reporting Act and only an expert can fully support you with it. Always keep in mind that a professional is there to lend a helping hand.
You always try to talk to a credit professional to help you get rid of bad credit. Securing a mortgage is a long process if you have a low credit score, but it is not impossible. Follow the steps and contact a professional to help you with your finances.
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